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On Investment Banking

How To Use Pinterest To Get A Job!

13/11/2013

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by Girl Banker, from Giraffe CVs
​
Have you thought about how you can use Pinterest to land your dream role, no? Neither had I until I saw this infographic from Giraffe CVs. Here's how it can work:
Infographic Pinstantaneous Appeal
Source:Giraffe CVs

Who is Girl Banker® and how can she help you?

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What is the best font for a resume / CV?

15/7/2013

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by Girl Banker

Arial.

Where did I get this?

I worked for a top flight American investment bank where they carried out a large client survey in deciding how to format their presentations.

Presented with many different fonts, clients found presentations in Arial most appealing. Indeed, Arial has a veryclean-cut, professional look and it looks great in a business setting.

In an attempt to fit all information on one page, I have in the past advised people to use Arial Narrow.

Who is Girl Banker® and how can she help you?

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10 CV / Resume Crimes - Are You Guilty?

9/7/2013

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​by Girl Banker, from Giraffe CVs

If you've just graduated and still have not found a job you will be furiously trying to get your CV out so that you can secure that all important position. Make sure you are not guilty of any of the below "crimes":
Infographic - CV Crimes
Source: Giraffe CVs

Who is Girl Banker® and how can she help you?

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How long should a resume/CV be?

15/6/2013

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by Girl Banker

In most countries, a resume is exactly the same thing as a CV. The two are really only distinguished in the USA.

In the USA a resume is a more condensed version of a CV. Furthermore, it's only people in academia in the USA that write CVs, most other people only need a resume. 

One or two pages is recommended for a resume (or CV).

My personal preference is to see resumes/CVs of one page. 

Why is one page better?

Most people nowadays have a very short attention span. If you give them a long resume/CV, they very likely won't read it properly, they will skim over it.

Even if your resume/CV is two pages, get the most important information onto the first side because it is more than likely that it will get the most attention.

Academic CVs

These should be two or three pages in length. They are much more detailed in nature as such, you can't fit it all onto one side.

Who is Girl Banker® and how can she help you?

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A Recipe For CV Success - Ignore It At Your Peril!

16/1/2013

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by Girl Banker, from Giraffe CVs

I love this infographic produced by Giraffe CVs. Follow these tips and you're guaranteed at least an interview. From there, it's up to you!
Infographic - Recipe for Success
Source: Giraffe CVs

Who is Girl Banker® and how can she help you?

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50 Tips for a job-grabbing resume or CV

13/9/2012

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​by Girl Banker

Listen to the iTunes podcast instead. 

This is the most comprehensive list of tips for writing a resume or CV on the internet yet! 

Ensuring that your resume is very well crafted and answers the needs of the recruiter will increase your chances of getting a job interview immeasurably. 


A good resume/CV is the first step to landing that job you want. Our tips:

1. Don’t write “Curriculum Vitae” or “Resume” at the top
This simply isn’t the done thing anymore; it should be pretty obvious what it is.

2. Your name should come at the top
This is the current standard. It makes it easier for recruiters to sort out their pile of applications.

3. No silly email addresses
So, SexySuzy@hotmail.com or bootylish@yahoo.com felt like a cool email to have when you were 16. It unfortunately does not make you look professional or serious. Create a neutral email for your resume/CV – nothing funny, saucy or rude is ideal.

4. Don’t include a title with your name
Your sex is not relevant. If you have a name like Sam or Alex, there is no need to write your title so that the employer knows whether you are male or female. In fact, having a gender neutral name might be an advantage. On average, the recruiter will assume you are male and as the job market currently tends to favour men over women, keeping it vague is probably a good thing.

5. The only necessary personal information: email, phone number, mailing address
Everything else does not matter and should therefore not be included. Double check, are all the digits of your phone number there? It's an easy mistake to make!

6. Don’t include marital status or sexual orientation
Whether you are single, married or divorced, gay or straight is completely irrelevant to the job; don’t include any of these personal details. 

Importantly, giving too much personal information opens you up for discrimination.

7. Don’t include your religion
It doesn’t add to your value as a potential hire.

8. Don’t include your political affiliation
It doesn’t add to your value as a potential hire.

9. Don’t include any salary information
That said, using the correct words and appearing mature will signal the sort of pay packet you are after. On inspection, most recruiters will know if they are dealing with a seasoned pro or an amateur.

10. Avoid age discrimination
It used to be common to include your date of birth on your resume/CV but by law that is no longer necessary in many developed countries. Your age doesn’t impact your ability to do most jobs so don’t include it.

11. Font: use Arial size 9 or 10
Arial is clean cut and looks very professional. If you really want to get it all on one page and Arial is taking up too much space, use Arial Narrow.

12. Length: one page, ideally
Most people have a very short attention span so the shorter it is, the more likely that the recruiter will get through the whole resume/CV.

Two pages is okay but even then, get the most critical job-grabbing information on page one.

13. How far back should you go? No more than 15 years, generally
As you gain work and life experience, you’ll need to start deleting some experiences because they simply don’t matter anymore. 

For instance, my CV when I finished high school had some positions of responsibility: Head of House, Captain of This, Captain of That and I have deleted all of that now. It’s not relevant and has been superseded by my university and more recent experiences.

14. Use bullet points
Bullet points give structure to a resume/CV, they make it more punchy and much easier for the recruiter to read.

15. Don’t use narrative
Don’t use full sentences or write like you are telling a story. You can do that on your cover letter.

16. Don’t use personal pronouns – I, he, she, it, we, they, you
Get straight to the point. “I closed the largest sale of the year” is too long, just say “Closed largest sale in 2012”

17. No borders
Generally, a professional resume/CV does not have a border. If President Obama or David Cameron had to write a resume/CV do you see them having borders on it? For some reason, I cannot. Even from the very outset, you want your resume/CV to have the air of a Statesman – clean, confident, professional, to the point.

18. Don’t try to be too different, no fancy stuff
Take it from someone that’s had to recruit before. Above and beyond looking clear and smart, there is nothing more annoying than someone who tries to stand out by a) adding graphics to their resume/CV or b) presenting the information in a totally different way to the standard.

If you have a pile of 50+ resumes/CVs to get through (and a lot of recruiters nowadays have many more), it is a lot easier to get the work done when people follow the usual order of things. Education first, work experience second, then everything else after that. 

When I want to hire, I just want someone that can do the job and having a cool resume/CV isn’t going to differentiate you. If anything, some might assume you are trying to compensate for a lack of something.

19. Format matters
Some resumes/CVs look downright shoddy. A recruiter who has a large pile of resumes/CVs to get through will not waste their time on someone that couldn’t bother to neaten their resume/CV up. We have free resume and CV templates to get you started.

20. Show dates clearly
Place dates either on the left or the right so it’s easy to follow your education and work experience path. Merging it all together with your bullet points is a) messy and b) can suggest you are trying to hide career gaps.

21. Date formats should be consistent
Generally, if I just have a year, I write the full year. If I have months and the year, I shorten the year because the resume/CV starts looking clogged up.

Good format for year: 2012

Bad format for year: ‘12

Good format for month and year: Sep-12

Bad format for month and year: September 2012 (it takes up too much space)

22. No pictures
Unless the employer asks for it, you don’t need to have a photograph of yourself on your resume/CV. 

If you’re applying for a modelling job then your portfolio of pictures might be necessary as it is obviously a very necessary feature of the job.

23. General rule: most recent information goes first
Put the most recent education and the most recent work experience first. So, under education, university comes first and then secondary or high school information. Under work experience, the most recent work experience is put first.

24. Relevance rule: most job-relevant information goes first
If the most recent work experience is not the most relevant, place the most relevant work experience first.

25. Use the correct spelling
Applying for a job in the UK? Then use British English. Applying for a job in the USA? Then use American English. 

By the way, to the British it’s a CV; to Americans it’s a resume.

26. No typos please
It will definitely reduce your chances of getting a job. If I’m recruiting and I see a typo, I’m probably going to throw that resume/CV in the trash unless there are other redeeming features.

27. Don’t use text language, jargon, acronyms or slang
This is a big no-no. 

Text language is essentially a typo. It should not feature anywhere on your resume/CV. 

Jargon will make it difficult for the recruiter to understand your background. Remember, resumes/CVs normally get filtered by Human Resources (HR) before they are passed on to the teams that need to hire. HR might not be familiar with some jargon. Same applies for acronyms; unless they are accepted acronyms like USA, UK etc. an acronym is essentially jargon. You should spell out your acronym first (like HR in the previous sentence) if you intend to use it.

Slang is simply not professional, do not use slang.

28. Use a descriptive title
Especially if you are applying as an experienced hire, under education and work experience, make sure the job titles are very specific and that they sell you. Specific titles allow the recruiter to very quickly decide if you have the necessary qualifications and experiences for the job.

Bad title: Analyst at Bank X

Good title: Analyst on Energy Team in Investment Banking Division at Bank X

29. List all the positions you held in one firm separately
If you’ve been with one company for a long time, it’s likely that your title and/or job function has changed over the years. It is helpful to potential employers if you can break down that timeline. Segmenting the information gives an employer useful insight into the nature of your experience.

30. Lacking in work experience? Focus on skills and qualities.
When you are just starting out, you may well not have any work experience. However, if you have time, get some work experience. Even unpaid work e.g. volunteering at a charity shop or at an Olympics or other event is great to have on your resume/CV.

31. Don’t list qualities
It doesn’t matter if you say you’re a great team player or have fantastic communication or leadership skills unless you can back that up.

  • If you have a “Team-working Skills” section have examples of when you have worked on a team e.g. in sport.
  • If you have an “Organisational Skills” section have examples of when you organised an event.
Always validate skills and qualities with examples.

32. Include Positions of Responsibility
Positions of responsibility e.g. being Head Girl, Head of House or Captain reveal that you have experience in being a leader and managing people. Indeed, they might also reveal that your are popular and personable – more often than not, to be Head Girl, Head Boy or Head of House teachers or the whole student body have to vote for you.

If you’re still in school or university and there’s time, try to attain a position of responsibility in some club or society.

33. Include Achievements
Achievements reveal very different information to Positions of Responsibility, they show you are a goal-setter and an achiever in either sport, the arts or academics. This in turn reveals you’re a hard-worker, persevering and have initiative. Getting an award for something is not usually easy, it requires some amount of grit and determination.

34. Be careful about including interests. Don’t include hobbies.
Some interests open you up to being judged harshly. 

Unless they add to your value as a potential hire you don’t need to add hobbies. 

At times including a hobby may relay useful insight, for instance, if you’re applying for a role where a lot of reading will be required e.g. reading legal or other documents, then mentioning that you’re a prolific reader and that you can read a 300-paged book in one afternoon is of value.

35. Look decisive, don’t tarnish your loyalty card
Employers want to hire someone that will stay for a while. If your resume/CV shows that you chop and change jobs very regularly, this will act against you. It will show one or more of the following:

  • You’re not loyal
  • You’re indecisive
  • You’re a risky hire
Overall, the resume/CV needs to be consistent.

36. Throw in some stats
Numbers help to further credentialize you. 

If you’re applying for a sales position add examples of sales targets you have reached or exceeded. 

Example: 
Emerging Market FX Sales, Bank X

  • Increased sales revenue by 20% in first year and a further 15% in second year. 
  • Was one of the top three sales people every single year for 5 years
You can also throw in statistics showing your ranking at school or in university.

37. Don’t include reasons for why you left your old job
It’s not necessary on a resume/CV as it doesn’t add value to why you might be a good candidate for the job. Of course, it is likely to come up in interviews so make sure you have a good response to the question.

38. Don’t say anything negative
There is no space on a resume/CV for complaints or criticisms of previous employers. If you didn’t like a certain job or activity that you took part in, don’t say that. Recruiters don’t like complainers or problem-makers.

39. Don’t lie, don’t exaggerate
Your employer will find out when you start work if you exaggerated anything or a background check might bring out inconsistencies. You could lose your job, or end up in court if particularly egregious. It’s not worth it, don’t do it.

40. Have different resumes for different roles
If you are applying for exactly the same type of job in different companies then the same resume/CV will suffice. However, if you are making applications based on different job specs then you need to customise your resume/CV.

41. Before you send it off, match your resume/CV against the job specification
Ensure that your resume/CV includes as much as possible regarding what the employer has asked for. That said, a major point to keep in mind: you don’t need to have 100% of what has been requested. 

Statistics show that men frequently apply for a job even when they only partly match the person specification. Women usually only make the application when they have everything. I say, be a man!

42. Check it twice then get a fresh pair of eyes to look over it again
This is related to the point on typos. When you have been working on your resume/CV for a long time you might fail to see inconsistencies that a fresh pair of eyes will pick up immediately. Get a professional resume writer to review your resume and increase your chances of getting a job interview.

43. Key words matter
Nowadays recruiters including head hunters frequently use searchable databases to find a candidate. This is also true on LinkedIn. When I am looking for someone I will type “Head of Diversity Recruiting at Company X” or “Marketing Expert, New York” etc.

Make sure your resume/CV uses the correct keywords for the job you are looking for, so you are visible on these searches.

44. Mention any prominent industry specialists that you’ve worked with
This will help to credentialize you. Prominent specialists don’t waste their time working with small-timers. Having had access to and worked with people of this calibre adds credibility to your profile.

45. No need for references
It is more common for people to just write “References available on request”. Some people think this is daft because that’s stating the obvious. However, I would say include this line if there’s space. It doesn’t do you any harm.

46. Update your resume/CV and your LinkedIn profile regularly
Ensure you have an updated resume/CV and profile on LinkedIn so you’re ready to take advantage of your next opportunity.

We live in a fast paced world; your next job offer is always around the corner. Head hunters are constantly scanning people’s profiles on LinkedIn to fill new positions. Gone are the days when people sat in the same job for 30 to 40 years at a time. 

47. Print your resume/CV on a high-quality printer
This ensures it looks attractive and professional. 

48. Print your resume/CV on high-quality textured paper
This adds to the look of professionalism. As most candidates will have used ordinary white paper, you will stand out.

49. Email your resume/CV in PDF format
PDF looks cleaner and can be viewed in the same way on any computer. If, for instance, your resume/CV is written in Microsoft Word, sending it in that format means:

  • All the paragraph marks, and tables etc. will show – that’s not very attractive. 
  • A recruiter using an Apple computer without Microsoft Word installed will have the formats re-arranged – again, this is unappealing.

50. Consider getting professional help
Especially during recessionary times, employers are inundated with resumes/CVs for available positions. Getting a professional to look at your resume/CV and mark it up is a worthy investment. It’s especially useful if you’re new to the job market. 

Sent your resume out for many positions and heard nothing back? Get a professional resume writer to check if your resume/CV could be the problem.

Who is Girl Banker® and how can she help you?

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What is an investment banking résumé/CV and do you need one?

6/9/2012

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​by Girl Banker

Listen to the iTunes podcast instead. 

Your résumé/CV should summarise your educational background, previous work experience and any relevant positions of responsibility and achievements that qualify you for the job.

Both the content and the format matter. A well formatted résumé/CV will show that you are organised and pay attention to detail. A shoddily presented one will do exactly the opposite. You won’t get the job.

The vast majority of investment bank applications are made through the bank’s standardized online form. Despite this, you should keep an updated PDF version of your résumé/CV so that you’re ready to send it to prospective employers when requested.

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When might you need to send your résumé/CV out?

1. Let’s say you go to a networking event, you impress a recruiter and they ask for it, you don’t want to waste time updating an old one. If it’s ready, you’ll be able to respond much more promptly.

If you have a few copies on you, give them one and ask for an email address to which you can send the soft copy.

2. If you cold call any investment bankers, asking to follow up with a résumé/CV is a great way to keep the conversation going. You want to be able to send it as soon as you get off the phone. If you managed to generate any interest, that interest will be at its peak immediately after the call. Therefore, if you send your résumé/CV promptly, it’s more likely it will be 'actioned'.

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What should you include to make those investment bankers call you up?

Educational Background – Grades and Marks

If you’re just coming out of university, this section has a lot of weight. The weight attached to your education falls with every year of work experience.

The top achievers frequently include marks achieved on various papers. Not including your marks doesn’t mean you haven’t got great marks, it could just mean you don’t know what they are. For instance, when I got my GCSE and A level results, I was given my grades but not the underlying marks or position – I never thought to ask.

Importantly, a person that gets 70% at a top university may in reality rank better than or equal to someone that gets 80% at a mid to low tier institution. At Cambridge, I was told that they try to maintain the same standards as they did in the days of John Maynard Keynes. So when they are marking papers they’re marked based on the very best scholars that have ever passed through the university not just that years intake. Some universities aren’t so stringent.

Work experience

Any experience in the investment banking sector should be ranked first. Generally, experts advise putting the most recent work experience first but this is not always the best advice. At times, it’s better to put the most relevant work experience first whether or not it’s the most recent.

Positions of Responsibility

If you've been Captain of a sporting team, drama or some other extracurricular activity you would normally put it under a separate section.

Positions of responsibility show you have leadership skills.

Other Skills and Interests

If you put anything strange down, you will be judged. In this section, include and IT skills, language skills and anything else that might be relevant.

Ideally, this should all fit one page; two pages is max.

Good luck!
GB

Who is Girl Banker® and how can she help you?

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Active words that brighten up an investment banking résumé/CV

4/9/2012

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by Girl Banker

Listen to the iTunes podcast instead. 

Your résumé/CV is normally the first contact that your potential employer has with you. Your objective is for the recruiter to see your résumé/CV and want to hire you.

Investment banks want someone that will get results. Using the correct words will make a difference; use a lot of words that show achievement, initiative and action. Here are some examples, the very best are in bold:

accelerated
accomplished
achieved
acquired
added
addressed
adjusted
administered
advised
advocated
aided
allotted
analysed
applied
appointed
appraised
approved
arranged
assembled
assessed
assigned
assimilated
assisted
assured
attained
attended
audited
authorised
awarded
balanced
began
briefed
budgeted
built
calculated
captained
chaired
coached
collected
combined
communicated
compiled
completed
composed
computed
concluded
conducted
consolidated
constructed
consulted
continued
contracted
controlled
convinced
corrected
corresponded
counselled
created
debated
delegated
delivered
demonstrated
described
designated
designed
determined
developed
devised
diagnosed
directed
discovered
distributed
drafted
drew up
earned
edited
educated
elected
eliminated
employed
enabled
encouraged
engaged
engineered
enjoyed
enlarged
enlisted
ensured
established 
estimated
evaluated
examined
expanded
expedited
explained
explored
extracted
facilitated
filed
financed
followed up
forecast
foresaw
formulated
fostered
founded
functioned
gained
galvanised
gathered
generated
graded
guided
handled
heightened
highlighted
hired
hunted
identified
illustrated
implemented
improvised
included
incorporated
increased
initiated
instituted
instructed
integrated
interpreted
interviewed
introduced
invented
investigated
involved
joined
launched
lectured
led
licensed
located
made
maintained
managed
mapped
marketed
maximised
mediated
met
moderated
modified
moulded
monitored
motivated
named
negotiated
netted
observed
opened
operated
organised
originated
overcame
oversaw
participated
perceived
placed
planned
policed
prepared
presented
prioritised
​
processed
produced
profited
programmed
projected
promoted
proofed
proposed
proved
provided
publicised
published
qualified
raised
ran
rated
realised
received
recognised
recommended
reconciled
recorded
recruited
reduced
re-evaluated
referred
rehabilitated
reinforced
renegotiated
renovated
reorganised
reported
represented
rescued
researched
resolved
revealed
reviewed
revised
saved
scheduled
scouted
selected
sent
served
set up
shaped
simplified
smoothed
sold
solved
sought
spearheaded
specified
started
stated
stimulated
structured
studied
submitted
succeeded
suggested
summarised
supervised
supplied
supported
surmounted
surveyed
systematised
tabulated
taught
tested
took over
transferred
transformed
translated
travelled
treated
tutored
umpired
uncovered
unearthed
updated
validated
won
worked
wrote

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10 tips on how to write a CV/resume that will get you the job!

14/8/2012

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​by Girl Banker

Your resume/CV is the first opportunity that you get to market yourself. 

Through your CV the recruiter decides whether or not to interview you and indeed, whether they 'like' you or not. You want everything about your resume/CV to say, I'm the person for this job, hire me! Here are some pointers to help you get noticed:

1. Avoid information overkill
Try to keep it to one page but two pages is okay if there is a lot of white space. All important information should be on the first page; if page one is unimpressive the recruiter will not waste any time by going to page 2.

2. Bold the important facts so that they stand out
Some people only skim read. If you bold your key selling points then they won't miss them.

3. Stick to short bullet points
The maximum length of any bullet point should be two lines, ideally. It stops the reader from getting bored. Don't use a narrative style, write in short punchy sentences.

4. Don't make any grammatical or spelling errors - not even one. Such mistakes say:
  • I am lazy
  • I have poor attention to detail
  • I'm not not client-ready
  • I can't work independently
  • I'm a poor quality hire

5. Only include facts that make you relevant to the job at hand
A resume / CV is a snapshot of your qualifications for a specific job. You don't need to include:
  • Interests or hobbies, unless they directly add to your value as a new hire
  • Previous salaries
  • Reasons for leaving former jobs

6. Don't mass produce your resume / CV
Unless you are applying for identical roles in different companies, you should not send identical resumes/ CVs out. Customise them according to what you are applying for. 

If you're applying to a TMT Team in IBD mention things that highlight your tech knowledge. Can you build apps and websites? Which web building languages do you use? Although you won't be doing any of this stuff it shows you are plugged in to the psyche of the tech world. If you are applying to a Healthcare team that tech knowledge is going to look misplaced so you'd include less of it.

7. Lacking relevant work experience? Focus on your skills. 
Even if you have never worked before, whatever life experiences you have, there will be some transferable skills. Organisational skills developed as result of being the eldest of five children? Experience dealing with difficult situations as a result of being the Head of House at school? Mental perseverance developed from being a top athlete or musician at school and having to train for crazy hours when most of your friends were chilling and having a laugh.

8. Don't hide anything
Make sure to have dates clearly displayed so it doesn't seem as though you're hiding career gaps.

9. Don't lie or exaggerate achievements 
Investment banks do background checks on all CVs, especially if you are an experienced hire so they will find out anything that is not true.

10. Get a second opinion
Even if you cannot afford professional help a friend will be able to point out typos that you might have missed and other irrelevant detail. Try to ask a friend that has some experience with looking for jobs as they'll know a little more about what employers are looking for. If you can afford it, getting an independent investment banking coach/mentor will help to place you ahead of the competition. 

Here is an example of a good resume / CV, it's the actual CV I used to move from IBD to Derivative Sales without any changes. It's not 100% perfect but I purposefully haven't changed it because I wanted to use a real CV that got a real job.

Who is Girl Banker® and how can she help you?

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    Girl Banker®

    I created my investment banking blog in 2012 as soon as I resigned from i-banking & published my book, To Become An Investment Banker.

    Initially published at girlbanker.com, all posts have now been subsumed into my personal website under katsonga.com/GirlBanker.

    These blog posts make it as straight-forward for you as possible to get into a top tier investment bank. 


    I have 7 years of front office i-banking experience from Goldman Sachs and HSBC, in both classic IBD (corporate finance) and Derivatives (DCM / FICC).

    ​I'm also a CFA survivor having passed all three levels on the first attempt within 18 months - the shortest time possible. 
    ​
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Heather Katsonga-Woodward, a massive personal finance fanatic.
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