Financial well-being is within your reach...
It is possible to DIY your financial planning and investing. If you would you like to do that, there are over 500 blogs on this site to support you, search through my *latest blog posts*:
Here's are a few posts you might want to start with:
- Q&A: How can I save and invest for my children?
- What platform should you use for investing and what should you invest in?
- Why you need a will even if you have no assets or no children
- What is life insurance? How much life insurance do I need?
- Should my 'bonus' go into my ISA, personal pension or work pension?
- Q&A: How do I boost my retirement income if I can’t work?
- Q&A: Where should I start with investing if I'm afraid of risk?
- Life in Old Age, Pensions And Poverty In The UK – What Does It Look Like?
- The wealth of black people in Britain and factors hindering financial success
- Buy That House Anyway - Insurance Against Poverty
Stop the Solo Struggle—Your Money Deserves a Co‑Pilot ✈️
Picture this: you’ve carved out a rare free Saturday, brewed an heroic vat of coffee, and sworn that today is the day you finally conquer the wild beast called “Personal Finance.” Five hours, 37 browser tabs, and a small existential crisis later, you’re no closer to mastering ETFs than you were to curling in the Olympics. Sound familiar?
Here’s a secret every seasoned investor eventually learns:
Here’s a secret every seasoned investor eventually learns:
"You don’t get extra credit for doing it the hard way."
I’ve spent years coaching people through everything from retirement roadmaps to Little Johnny's first index fund. What I’ve learned is that going it alone is often just slow. Like, dial‑up‑internet slow. And in money‐land, time really is money.
Why a Personal Finance Coach Beats DIY Googling:
Why a Personal Finance Coach Beats DIY Googling:
The DIY struggle |
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Endless “Best Mutual Fund 2025??” rabbit holes |
Curated, plain‑English action plan |
Second‑guessing every move |
Strategies sanity‑checked by a pro |
“Am I doing this right?” |
“Yes, and here’s what’s next.” |
Years of trial and error |
Progress you can see and feel by next payday |
But wait—isn’t hiring help…Lazy?!
Nope. Think of a coach like Google Maps for your money:
If you’re tired of turning “Maybe next year…” into an annual tradition, choose a package below and let’s chat.
Nope. Think of a coach like Google Maps for your money:
- You still own the car (your decisions).
- You still choose the destination (your goals).
- The coach just shows you the fastest, least‑pothole‑ridden route—and politely reroutes when life tosses a detour.
If you’re tired of turning “Maybe next year…” into an annual tradition, choose a package below and let’s chat.
Package 1: Financial Foundations |
Package 2: Estate Planning |
Package 3: Investment Setup |
a) Budgeting
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a) Financial Independence (FI) Date
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a) Understanding Investment Platforms
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b) Debt Management
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b) Saving for Kids' University Fees
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b) Understanding Fees
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c) Personal Balance Sheet - Listing all assets and liabilities. - Understanding net worth and tracking its growth. - Identifying opportunities to grow assets. |
c) Saving into Kids' Pensions
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c) Passive vs. Active Investing
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d) Saving into Your Pensions
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d) Range of Asset Classes
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e) Saving into ISAs
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e) Risk Tolerance & Risk-Return Relationship
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f) Paying Off Your Mortgage
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f) Setting Up Automated Investing
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g) Projecting Future Savings
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Package 1: £499 (click link to pay; enter amount manually) |
- There are two calls of about an hour each, per package. Some reading will be required at each stage.
- Packages need to be taken sequentially.